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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Tue, 18 Aug 2026 11:00:00 GMT</pubDate>
    <dc:date>2026-08-18T11:00:00Z</dc:date>
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      <title><![CDATA[ Refinances lead to early-year surge in mortgage defects ]]></title>
      <link>https://www.nationalmortgagenews.com/news/refinances-lead-to-early-year-surge-in-mortgage-defects</link>
      <description><![CDATA[ The overall defect share saw the largest jump in four years, as changes in mortgage rates brought a shift in volume mix, according to ACES Quality Management.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Mortgage applications ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <pubDate>Tue, 18 Aug 2026 11:00:00 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-08-18T11:00:00Z</dc:date>
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      <title><![CDATA[ Lennar Mortgage says breaches affected tens of thousands of consumers ]]></title>
      <link>https://www.nationalmortgagenews.com/news/lennar-mortgage-says-breaches-affected-tens-of-thousands-of-consumers</link>
      <description><![CDATA[ The lending arm of the home builder giant says it was hit this spring with two separate social engineering-based hacks that it believes were unrelated.  ]]></description>
      <category><![CDATA[ Cyber Security ]]></category>
      <category><![CDATA[ Fraud ]]></category>
      <category><![CDATA[ Data breaches ]]></category>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ REALTORS & HOMEBUILDERS ]]></category>
      <pubDate>Tue, 18 Aug 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-08-18T10:00:00Z</dc:date>
    </item>
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      <title><![CDATA[ Better accuses former CEO of unlawful solicitation ]]></title>
      <link>https://www.nationalmortgagenews.com/news/better-accuses-former-ceo-of-unlawful-solicitation</link>
      <description><![CDATA[ The lender said its founder aggressively solicited shareholders to gain their support, doing so by misrepresenting facts and violating federal securities laws.  ]]></description>
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      <category><![CDATA[ Better.com ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <pubDate>Mon, 17 Aug 2026 20:57:13 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-08-17T20:57:13Z</dc:date>
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      <title><![CDATA[ Investor debates Fannie Mae, Freddie Mac valuations ]]></title>
      <link>https://www.nationalmortgagenews.com/news/investor-debates-fannie-mae-freddie-mac-valuations</link>
      <description><![CDATA[ Jon Oksenholt, who holds more of Freddie's shares, recently took issue with a Pershing Square assessment of the two government-sponsored enterprises.  ]]></description>
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      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <pubDate>Mon, 17 Aug 2026 20:06:40 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-08-17T20:06:40Z</dc:date>
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      <title><![CDATA[ MBA, FHLBanks back FHFA plan to drop 'reputational harm' rule ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mba-fhlbanks-back-fhfa-plan-to-drop-reputational-harm-rule</link>
      <description><![CDATA[ All but one letter agreed that reputational harm should not be a reason to put an individual or company on the secondary market suspended counterparty list.  ]]></description>
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      <category><![CDATA[ FHFA ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Mon, 17 Aug 2026 19:46:39 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-08-17T19:46:39Z</dc:date>
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      <title><![CDATA[ AI is driving up treasury yields: 'It just touches everything' ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/ai-is-driving-up-treasury-yields-it-just-touches-everything</link>
      <description><![CDATA[ As the AI borrowing spree keeps accelerating, blowing past Wall Street's forecasts, the spillover effect is, many investors and analysts agree, playing a growing role by taxing the market's ability to absorb so much debt.  ]]></description>
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      <category><![CDATA[ Treasurys ]]></category>
      <category><![CDATA[ Treasury bonds ]]></category>
      <category><![CDATA[ Economic news ]]></category>
      <pubDate>Mon, 17 Aug 2026 14:11:44 GMT</pubDate>
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      <dc:date>2026-08-17T14:11:44Z</dc:date>
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      <title><![CDATA[ UWM's stock slide puts Phoenix Suns owner's wealth in focus ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/uwms-stock-slide-puts-phoenix-suns-owners-wealth-in-focus</link>
      <description><![CDATA[ Mat Ishbia delivered a pep talk during a weekly meeting with UWM's clients and sales team, attempting to quell any concerns about the resilience of the company.  ]]></description>
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      <category><![CDATA[ UWM ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <pubDate>Sun, 16 Aug 2026 02:36:32 GMT</pubDate>
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      <dc:date>2026-08-16T02:36:32Z</dc:date>
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      <title><![CDATA[ California penalizes Academy Mortgage over 2023 data breach ]]></title>
      <link>https://www.nationalmortgagenews.com/news/academy-mortgage-agrees-to-825k-fine-for-2023-data-breach</link>
      <description><![CDATA[ Regulators specifically called out Academy's directors for their failure to properly oversee operations and conduct audits in a consent order.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ Mortgage fraud ]]></category>
      <category><![CDATA[ Cyber Security ]]></category>
      <pubDate>Fri, 14 Aug 2026 20:51:09 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-08-14T20:51:09Z</dc:date>
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      <title><![CDATA[ UWM sued for allegedly misleading investors on hedge strategy ]]></title>
      <link>https://www.nationalmortgagenews.com/news/uwm-sued-for-allegedly-misleading-investors-on-hedge-strategy</link>
      <description><![CDATA[ A shareholder suit says executives are responsible for stock losses in failing to disclose behind-the-scenes moves related to the ill-fated Two Harbors deal.  ]]></description>
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      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ UWM ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <pubDate>Fri, 14 Aug 2026 20:32:37 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-08-14T20:32:37Z</dc:date>
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      <title><![CDATA[ Markets eye Fed hold after retail sales, consumer confidence fall ]]></title>
      <link>https://www.nationalmortgagenews.com/news/markets-eye-fed-hold-after-retail-sales-consumer-confidence-fall</link>
      <description><![CDATA[ Retail sales fell 0.6% in July despite a World Cup bump and the University of Michigan's consumer sentiment index declined to cap off a pivotal week of economic indicators.  ]]></description>
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      <category><![CDATA[ Economy ]]></category>
      <category><![CDATA[ Consumer sentiment index ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Fri, 14 Aug 2026 18:04:25 GMT</pubDate>
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      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-08-14T18:04:25Z</dc:date>
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