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    <pubDate>Wed, 15 Apr 2026 10:00:00 GMT</pubDate>
    <dc:date>2026-04-15T10:00:00Z</dc:date>
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      <title><![CDATA[ TCPA class action targets Loanstream over 272K spam calls ]]></title>
      <link>https://www.nationalmortgagenews.com/news/tcpa-class-action-targets-loanstream-over-272k-spam-calls</link>
      <description><![CDATA[ Loanstream allegedly made over 272,000 calls to over 53,000 unique numbers on the Do Not Call registry over a 10-month period, according to a case filing.  ]]></description>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <pubDate>Wed, 15 Apr 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-04-15T10:00:00Z</dc:date>
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      <title><![CDATA[ Jumbo loans are creeping into non-QM, HELOC securities ]]></title>
      <link>https://www.nationalmortgagenews.com/news/jumbo-loans-are-creeping-into-non-qm-heloc-securities</link>
      <description><![CDATA[ Large loan balances are increasingly common in non-QM and HELOC securitizations, bringing faster prepayments and higher delinquency risks, Bank of America Securities research shows.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
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      <pubDate>Tue, 14 Apr 2026 21:19:14 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-04-14T21:19:14Z</dc:date>
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      <title><![CDATA[ Gen Z, millennial homeowners struggle with mortgage payments ]]></title>
      <link>https://www.nationalmortgagenews.com/news/gen-z-millennial-homeowners-struggle-with-mortgage-payments</link>
      <description><![CDATA[ Half of Gen Z homeowners and 44% of millennial homeowners were at risk of missing at least one mortgage payment over the last two years, ServiceLink found.  ]]></description>
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      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Housing affordability ]]></category>
      <pubDate>Tue, 14 Apr 2026 20:24:19 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-04-14T20:24:19Z</dc:date>
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      <title><![CDATA[ Judge rejects DOJ-Colony Ridge settlement ]]></title>
      <link>https://www.nationalmortgagenews.com/news/judge-rejects-doj-colony-ridge-settlement</link>
      <description><![CDATA[ A federal judge refused to sign a settlement agreement between the Department of Justice and Houston developer Colony Ridge because it failed to provide any consumer relief. DOJ agreed to an out-of-court settlement instead.  ]]></description>
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      <category><![CDATA[ State of Texas ]]></category>
      <pubDate>Tue, 14 Apr 2026 20:06:58 GMT</pubDate>
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      <dc:creator>Kate Berry</dc:creator>
      <dc:date>2026-04-14T20:06:58Z</dc:date>
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      <title><![CDATA[ Fed's Barr says tariffs, geopolitics weigh on rural areas ]]></title>
      <link>https://www.nationalmortgagenews.com/news/feds-barr-says-tariffs-geopolitics-weigh-on-rural-areas</link>
      <description><![CDATA[ Federal Reserve Gov. Michael Barr said in a speech Tuesday that rapidly changing trade policies and conflict in the Middle East are straining rural communities by raising business operating costs.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
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      <category><![CDATA[ Monetary policy ]]></category>
      <pubDate>Tue, 14 Apr 2026 20:00:37 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-04-14T20:00:37Z</dc:date>
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      <title><![CDATA[ Chase, Wells mortgage slump: what it means for non-banks ]]></title>
      <link>https://www.nationalmortgagenews.com/news/chase-wells-mortgage-slump-what-it-means-for-non-banks</link>
      <description><![CDATA[ Both Chase and Wells Fargo had a 15% reduction quarter-to-quarter in mortgage originations, more than the industry forecast for a 6% drop-off, Keefe, Bruyette &amp; Woods noted.  ]]></description>
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      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ JPMorgan Chase ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Tue, 14 Apr 2026 18:56:44 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-04-14T18:56:44Z</dc:date>
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      <title><![CDATA[ Cornerstone Capital Bank adds employee stock ownership plan ]]></title>
      <link>https://www.nationalmortgagenews.com/news/cornerstone-capital-bank-adds-employee-stock-ownership-plan</link>
      <description><![CDATA[ Company team members, including those in affiliated business arrangements, will be eligible; real estate and joint venture agent partners will not be.  ]]></description>
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      <pubDate>Tue, 14 Apr 2026 18:28:00 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-04-14T18:28:00Z</dc:date>
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      <title><![CDATA[ New-home purchase applications hit record high in March ]]></title>
      <link>https://www.nationalmortgagenews.com/news/new-home-purchase-applications-hit-record-high-in-march</link>
      <description><![CDATA[ Lending for new single-family homes jumped 11% from a year ago and 26% from February, the Mortgage Bankers Association said.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ REALTORS & HOMEBUILDERS ]]></category>
      <category><![CDATA[ Homebuilders ]]></category>
      <pubDate>Tue, 14 Apr 2026 17:15:00 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-04-14T17:15:00Z</dc:date>
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      <title><![CDATA[ FHLB council maps out mortgage credit expansion plan ]]></title>
      <link>https://www.nationalmortgagenews.com/news/fhlb-council-maps-out-mortgage-credit-expansion-plan</link>
      <description><![CDATA[ Financial institutions that are members could gain access to expedited funding through a Fed partnership and advances secured by a broader range of collateral.  ]]></description>
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      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ FHLB ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
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      <pubDate>Tue, 14 Apr 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019d-88b1-dce0-a9bf-bbf5a9bc0001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-04-14T10:00:00Z</dc:date>
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      <title><![CDATA[ Spring purchase activity jumps despite climbing rates ]]></title>
      <link>https://www.nationalmortgagenews.com/news/spring-purchase-activity-jumps-despite-climbing-rates</link>
      <description><![CDATA[ Adjustable rate mortgages accounted for 12% of total home loan volume in March, reaching its highest share of the market since October 2022.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Mortgage rates ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Tue, 14 Apr 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-04-14T10:00:00Z</dc:date>
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