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    <description>The Latest</description>
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    <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
    <dc:date>2026-05-26T10:00:00Z</dc:date>
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    <item>
      <title><![CDATA[ Why an FHA rule for nonborrowing spouses is making waves now ]]></title>
      <link>https://www.nationalmortgagenews.com/news/why-an-fha-rule-for-nonborrowing-spouses-is-making-waves-now</link>
      <description><![CDATA[ Homebuyers applying for Federal Housing Administration loans in community property states are facing hurdles that current market conditions have heightened.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ Home insurance rate hikes may be cooling off   ]]></title>
      <link>https://www.nationalmortgagenews.com/news/home-insurance-rate-hikes-may-be-cooling-off</link>
      <description><![CDATA[ Insurance claims dropped in 2025, but covered loss amounts didn't follow, largely due to the severity of the Southern California wildfires, Rate reported.  ]]></description>
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      <category><![CDATA[ Homeowners insurance ]]></category>
      <category><![CDATA[ Housing affordability ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ Why servicing is so important to mortgage originators now ]]></title>
      <link>https://www.nationalmortgagenews.com/news/why-servicing-is-so-important-to-mortgage-originators-now</link>
      <description><![CDATA[ The latest acquisition activity points to the importance of decisions lenders make regarding their MSRs in 2026 and some considerations unique to each company.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-5f3b-d5af-abfe-7fffa45c0000</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ FHA adds automation for spot approvals on condos ]]></title>
      <link>https://www.nationalmortgagenews.com/news/fha-adds-automation-for-spot-approvals-on-condos</link>
      <description><![CDATA[ The streamlining is designed to further expedite a process which allows mortgage companies to get a case number for loans on single units even if the building they're in doesn't have one.  ]]></description>
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      <category><![CDATA[ Condos and HOAs ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-5f7a-d5af-abfe-7fffd2010001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ Bond traders bet Fed under Warsh will hike rates this year ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/bond-traders-bet-fed-under-warsh-will-hike-rates-this-year</link>
      <description><![CDATA[ The shift gathered pace at the most recent policy meeting in April, when three voters on the Federal Open Market Committee voted against the decision to hold rates steady.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Treasurys ]]></category>
      <category><![CDATA[ FOMC ]]></category>
      <pubDate>Sat, 23 May 2026 01:45:43 GMT</pubDate>
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      <dc:date>2026-05-23T01:45:43Z</dc:date>
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      <title><![CDATA[ Kevin Warsh sworn in as Federal Reserve chair ]]></title>
      <link>https://www.nationalmortgagenews.com/news/kevin-warsh-sworn-in-as-federal-reserve-chair</link>
      <description><![CDATA[ President Donald Trump administered Federal Reserve Chair Kevin Warsh's oath of office in a ceremony Friday morning. Warsh is expected to pursue changes at the central bank, including a push to reduce its $6.7 billion balance sheet.  ]]></description>
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      <category><![CDATA[ Trump administration ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <pubDate>Fri, 22 May 2026 16:31:27 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-05-22T16:31:27Z</dc:date>
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      <title><![CDATA[ As inflation rises, Fed's Waller ready to drop 'easing bias' ]]></title>
      <link>https://www.nationalmortgagenews.com/news/as-inflation-rises-feds-waller-ready-to-drop-easing-bias</link>
      <description><![CDATA[ Federal Reserve Gov. Christopher Waller said in a speech Friday that he favors holding interest rates steady until energy prices fall, but noted that the central bank should be ready to hike rates if inflation gets too far out of hand.  ]]></description>
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      <category><![CDATA[ Monetary policy ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <pubDate>Fri, 22 May 2026 16:04:54 GMT</pubDate>
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      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-05-22T16:04:54Z</dc:date>
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      <title><![CDATA[ Rocket lays out its steering defense in RESPA lawsuit ]]></title>
      <link>https://www.nationalmortgagenews.com/news/rocket-lays-out-its-steering-defense-in-respa-lawsuit</link>
      <description><![CDATA[ The lender, in addressing claims first raised by the Consumer Financial Protection Bureau, said its activities are protected by safe harbor provisions.  ]]></description>
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      <category><![CDATA[ Law and legal issues ]]></category>
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      <pubDate>Fri, 22 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-05-22T10:00:00Z</dc:date>
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      <title><![CDATA[ NEXA makes 'strategic investment' in Copper Ridge Ventures ]]></title>
      <link>https://www.nationalmortgagenews.com/news/nexa-makes-strategic-investment-in-copper-ridge-ventures</link>
      <description><![CDATA[ Copper Ridge Ventures has joint venture businesses with mortgage loan officers and real estate professionals using the same broker model as NEXA Lending.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <pubDate>Thu, 21 May 2026 21:22:18 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-05-21T21:22:18Z</dc:date>
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      <title><![CDATA[ Rocket confirms VantageScore availability for retail and TPO ]]></title>
      <link>https://www.nationalmortgagenews.com/news/rocket-confirms-vantagescore-availability-for-retail-and-tpo</link>
      <description><![CDATA[ VantageScore 4.0 has been incorporated into the existing processes at Rocket for both the retail and mortgage broker-facing origination businesses.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Rocket Mortgage ]]></category>
      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <pubDate>Thu, 21 May 2026 21:10:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-4c44-dc55-abff-df7799660001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-05-21T21:10:00Z</dc:date>
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