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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Tue, 29 Sep 2026 20:58:06 GMT</pubDate>
    <dc:date>2026-09-29T20:58:06Z</dc:date>
    <dc:language>en-US</dc:language>
    <item>
      <title><![CDATA[ Insurers chase non-QM: NY Life deal signals new capital  ]]></title>
      <link>https://www.nationalmortgagenews.com/news/insurers-chase-non-qm-ny-life-deal-signals-new-capital</link>
      <description><![CDATA[ New York Life's investment arm is buying a majority stake in Verus' parent, as higher rates draw insurers to non-QM. Lenders should expect deeper-pocketed buyers and competition.  ]]></description>
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      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <pubDate>Tue, 29 Sep 2026 20:58:06 GMT</pubDate>
      <guid isPermaLink="false">000001a0-eeec-d8f9-a1ff-ffee5bdd0000</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-09-29T20:58:06Z</dc:date>
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      <title><![CDATA[ Wells Fargo expands servicing relationship with ICE ]]></title>
      <link>https://www.nationalmortgagenews.com/news/wells-fargo-expands-servicing-relationship-with-ice</link>
      <description><![CDATA[ The agreement expands the top-5 bank servicer's relationship with the technology company, claiming it brings its full portfolio to the MSP platform.  ]]></description>
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      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Tue, 29 Sep 2026 20:25:35 GMT</pubDate>
      <guid isPermaLink="false">000001a0-eece-da4f-afba-fffe1c280001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-09-29T20:25:35Z</dc:date>
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      <title><![CDATA[ 5 practices helping mortgage companies implement AI ]]></title>
      <link>https://www.nationalmortgagenews.com/news/5-practices-helping-mortgage-companies-implement-ai</link>
      <description><![CDATA[ The typical mortgage company is well behind the average fintech, insurance company and bank in terms of AI development and maturity, according to a new survey.  ]]></description>
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      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <pubDate>Tue, 29 Sep 2026 20:11:20 GMT</pubDate>
      <guid isPermaLink="false">000001a0-eec1-deef-a7e6-eefb70fe0000</guid>
      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-09-29T20:11:20Z</dc:date>
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      <title><![CDATA[ Barr: 'now is the time' to prepare for AI-driven job losses ]]></title>
      <link>https://www.nationalmortgagenews.com/news/barr-now-is-the-time-to-prepare-for-ai-driven-job-losses</link>
      <description><![CDATA[ Federal Reserve Gov. Michael Barr said artificial intelligence has not yet had a material impact on the labor market, but governments and businesses should be prepared nonetheless.  ]]></description>
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      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <category><![CDATA[ Fraud losses ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <pubDate>Tue, 29 Sep 2026 17:52:10 GMT</pubDate>
      <guid isPermaLink="false">000001a0-ee47-db5b-afff-ef5f9cc60001</guid>
      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-09-29T17:52:10Z</dc:date>
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      <title><![CDATA[ New builder, fintech JVs with mortgage lenders tighten grip on purchase leads ]]></title>
      <link>https://www.nationalmortgagenews.com/news/new-builder-fintech-jvs-with-mortgage-lenders-tighten-grip-on-purchase-leads</link>
      <description><![CDATA[ DRB Group is partnering with Acrisure Mortgage and Alta Home Lending to start two mortgage joint ventures set to open in January 2027, the company announced.  ]]></description>
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      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ REALTORS & HOMEBUILDERS ]]></category>
      <pubDate>Tue, 29 Sep 2026 17:28:59 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-09-29T17:28:59Z</dc:date>
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      <title><![CDATA[ Servicers may need to rethink loss mitigation as defaults rise ]]></title>
      <link>https://www.nationalmortgagenews.com/news/servicers-may-need-to-rethink-loss-mitigation-as-defaults-rise</link>
      <description><![CDATA[ Servicers may need to use some of their less common risk management tactics rather than solely relying on borrowers holding significant equity, Andy Walden said.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <pubDate>Tue, 29 Sep 2026 16:51:17 GMT</pubDate>
      <guid isPermaLink="false">000001a0-ee09-d8f9-a1ff-ffcb62a70000</guid>
      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-09-29T16:51:17Z</dc:date>
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      <title><![CDATA[ GSEs, Rocket give lenders new reasons to adopt VantageScore ]]></title>
      <link>https://www.nationalmortgagenews.com/news/gses-rocket-give-lenders-new-reasons-to-adopt-vantagescore</link>
      <description><![CDATA[ The GSEs also have unified 4.0 pricing for loans scored with classic FICO while 10T moves toward 2027 adoption at FHA but remains pending at the enterprises.  ]]></description>
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      <category><![CDATA[ Rocket Mortgage ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Credit ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <pubDate>Tue, 29 Sep 2026 16:22:19 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-09-29T16:22:19Z</dc:date>
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      <title><![CDATA[ Man Group says 5.5% yields risk cracking AI capex, US consumer ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/man-group-5-5-yields-risk-cracking-ai-capex-us-consumer</link>
      <description><![CDATA[ Elevated borrowing costs are potential trouble for the boom in artificial intelligence spending and for consumers' pocketbooks.  ]]></description>
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      <category><![CDATA[ Economic indicators ]]></category>
      <category><![CDATA[ Credit ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <pubDate>Tue, 29 Sep 2026 01:36:24 GMT</pubDate>
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      <dc:date>2026-09-29T01:36:24Z</dc:date>
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      <title><![CDATA[ The playbook for getting a mortgage below 6% as rates top 7% ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/the-playbook-for-getting-a-mortgage-below-6-as-rates-top-7</link>
      <description><![CDATA[ Some borrowers are still managing to secure significantly cheaper financing: Around 11% snagged rates below 6% in August, according to data from Intercontinental Exchange Inc.  ]]></description>
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      <category><![CDATA[ Mortgage rates ]]></category>
      <category><![CDATA[ Homebuilders ]]></category>
      <pubDate>Tue, 29 Sep 2026 01:21:37 GMT</pubDate>
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      <dc:date>2026-09-29T01:21:37Z</dc:date>
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      <title><![CDATA[ Benchmark shuts wholesale in first exit of latest high-rate cycle ]]></title>
      <link>https://www.nationalmortgagenews.com/news/benchmark-mortgage-shutters-correspondent-wholesale-ops</link>
      <description><![CDATA[ The lender said it closed its Eleven Mortgage brand and its correspondent business to focus on retail, and did not elaborate on potential layoffs.  ]]></description>
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      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <pubDate>Tue, 29 Sep 2026 00:31:43 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-09-29T00:31:43Z</dc:date>
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