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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Tue, 28 Jul 2026 18:58:21 GMT</pubDate>
    <dc:date>2026-07-28T18:58:21Z</dc:date>
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    <item>
      <title><![CDATA[ Over 70 mortgage lenders now signed up for FICO 10T ]]></title>
      <link>https://www.nationalmortgagenews.com/news/over-70-mortgage-lenders-now-signed-up-for-fico-10t</link>
      <description><![CDATA[ Meanwhile, MISMO has updated its guide to incorporate the updated scores for use with mortgage insurers and VantageScore Solutions rolls out a new model, 5.0.  ]]></description>
      <category><![CDATA[ Credit scores ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <pubDate>Tue, 28 Jul 2026 18:58:21 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-07-28T18:58:21Z</dc:date>
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    <item>
      <title><![CDATA[ How Redwood is leaning into new loans to lift originations ]]></title>
      <link>https://www.nationalmortgagenews.com/news/how-redwood-is-leaning-into-new-loans-to-lift-originations</link>
      <description><![CDATA[ The real estate investment trust struggled with legacy assets and its bottom line, but sees a path forward with non-QM, third-party originations and AI.  ]]></description>
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      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <pubDate>Tue, 28 Jul 2026 18:47:22 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-07-28T18:47:22Z</dc:date>
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      <title><![CDATA[ May home price gains split by region; LOs should look east ]]></title>
      <link>https://www.nationalmortgagenews.com/news/may-home-price-gains-split-by-region-los-should-look-east</link>
      <description><![CDATA[ While U.S. home values fell in real terms for the 12th consecutive month, voices say slow inventory growth has flipped the script away from the south and towards east metros.  ]]></description>
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      <category><![CDATA[ Home prices ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <pubDate>Tue, 28 Jul 2026 18:22:53 GMT</pubDate>
      <guid isPermaLink="false">0000019f-a9ed-de30-a59f-f9ef03f60001</guid>
      <dc:creator>Nazeefa Ahmed</dc:creator>
      <dc:date>2026-07-28T18:22:53Z</dc:date>
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      <title><![CDATA[ New expense projections could revive interest in GSE reform ]]></title>
      <link>https://www.nationalmortgagenews.com/news/new-expense-projections-could-revive-interest-in-gse-reform</link>
      <description><![CDATA[ The Congressional Budget Office's latest read on loan and guarantee costs points to the risks and value of government-sponsored enterprises in conservatorship.  ]]></description>
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      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <pubDate>Tue, 28 Jul 2026 18:05:53 GMT</pubDate>
      <guid isPermaLink="false">0000019f-a9bf-da08-afff-efbfbdc40001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-07-28T18:05:53Z</dc:date>
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      <title><![CDATA[ Newrez sees AI investments, new loan products fueling growth    ]]></title>
      <link>https://www.nationalmortgagenews.com/news/newrez-sees-ai-investments-new-loan-products-fueling-growth</link>
      <description><![CDATA[ The mortgage unit of Rithm Capital anticipates annual savings from its upcoming move to the Valon servicing platform to approach $65 million.  ]]></description>
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      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Originations  ]]></category>
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      <category><![CDATA[ Mortgage technology ]]></category>
      <pubDate>Tue, 28 Jul 2026 16:27:24 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-07-28T16:27:24Z</dc:date>
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      <title><![CDATA[ Warsh and Peace: Iran tensions, bond market complicate Fed outlook ]]></title>
      <link>https://www.nationalmortgagenews.com/news/warsh-and-peace-iran-tensions-bond-market-complicate-fed-outlook</link>
      <description><![CDATA[ Heading into this week's Federal Open Market Committee meeting, the Fed's core indicators are painting a different picture of the economy than real-time measures, injecting more uncertainty into Wednesday's FOMC meeting than usual.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Risk management ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Tue, 28 Jul 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019f-a570-da08-afff-e7f7a3de0000</guid>
      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-07-28T10:00:00Z</dc:date>
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      <title><![CDATA[ Towd's latest mortgage pool raises $465.5 million ]]></title>
      <link>https://www.nationalmortgagenews.com/news/towds-latest-mortgage-pool-raises-465-5-million</link>
      <description><![CDATA[ The RMBS deal expects to pay coupons of 4.53% on the A1A through B4 notes, virtually all the notes in the capital structure.  ]]></description>
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      <category><![CDATA[ RMBS ]]></category>
      <category><![CDATA[ Securitization ]]></category>
      <category><![CDATA[ J.P. Morgan Securities ]]></category>
      <pubDate>Tue, 28 Jul 2026 02:13:00 GMT</pubDate>
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      <dc:creator>Donna M. Mitchell</dc:creator>
      <dc:date>2026-07-28T02:13:00Z</dc:date>
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      <title><![CDATA[ FHFA seeks to remove regulatory requirements for FHLBanks ]]></title>
      <link>https://www.nationalmortgagenews.com/news/fhfa-seeks-to-remove-regulatory-requirements-for-fhlbanks</link>
      <description><![CDATA[ The agency proposed to repeal a regulation that requires FHLBanks to submit formal notices before engaging in new business activities that carry unmanaged risk.  ]]></description>
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      <category><![CDATA[ FHLB ]]></category>
      <category><![CDATA[ FHFA ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Mon, 27 Jul 2026 20:21:28 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-07-27T20:21:28Z</dc:date>
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      <title><![CDATA[ Second-lien issuance expected to reach $41 billion this year ]]></title>
      <link>https://www.nationalmortgagenews.com/news/second-lien-issuance-expected-to-reach-41-billion-this-year</link>
      <description><![CDATA[ So far this year, the volume of closed-end second and home equity line of credit securitizations is near last year's $29 billion, Bank of America Securities said.  ]]></description>
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      <category><![CDATA[ Home equity loans ]]></category>
      <category><![CDATA[ HELOCs ]]></category>
      <category><![CDATA[ HELOANs ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Securitization ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Mon, 27 Jul 2026 20:12:23 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-07-27T20:12:23Z</dc:date>
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      <title><![CDATA[ Supply gaps show where LOs should focus: Chicago, Pittsburgh lead ]]></title>
      <link>https://www.nationalmortgagenews.com/news/supply-gaps-show-where-los-should-focus-chicago-pittsburgh-lead</link>
      <description><![CDATA[ Home price growth is accelerating as inventory stalls—Chicago and Pittsburgh lead mid-tier gains at 4.2%, while Denver and Las Vegas see supply-driven price corrections.  ]]></description>
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      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Home prices ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <pubDate>Mon, 27 Jul 2026 18:15:54 GMT</pubDate>
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      <dc:creator>Nazeefa Ahmed</dc:creator>
      <dc:date>2026-07-27T18:15:54Z</dc:date>
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