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    <pubDate>Wed, 08 Jul 2026 14:44:11 GMT</pubDate>
    <dc:date>2026-07-08T14:44:11Z</dc:date>
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      <title><![CDATA[ Douglas Elliman bets on AI to reinvent brokerage business ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/douglas-elliman-bets-on-ai-to-reinvent-brokerage-business</link>
      <description><![CDATA[ On Wednesday, Douglas Elliman announced a companywide AI overhaul, saying it will launch a new business, Elius, that aims to turn decades of proprietary real estate data into AI-powered products and market intelligence the company will sell to external customers.  ]]></description>
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      <category><![CDATA[ Real estate ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <pubDate>Wed, 08 Jul 2026 14:44:11 GMT</pubDate>
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      <dc:date>2026-07-08T14:44:11Z</dc:date>
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      <title><![CDATA[ Study shows decade-long decline in federal enforcement activity ]]></title>
      <link>https://www.nationalmortgagenews.com/news/study-shows-decade-long-decline-in-federal-enforcement-activity</link>
      <description><![CDATA[ Counter to prevailing narratives about rules and enforcement activity whipsawing from one administration to the next, public citations by federal banking regulators have steadily declined over the past decade — under both Democratic and Republican administrations.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <pubDate>Wed, 08 Jul 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-07-08T10:00:00Z</dc:date>
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      <title><![CDATA[ Mortgage vendor sues former exec for poaching lender clients ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mortgage-vendor-sues-former-exec-for-poaching-lender-clients</link>
      <description><![CDATA[ Flatworld Mortgage Solutions says its former vice president breached his employment agreements by soliciting its customers as he formed a rival offshoring firm.  ]]></description>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <pubDate>Tue, 07 Jul 2026 19:39:46 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-07-07T19:39:46Z</dc:date>
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      <title><![CDATA[ Finance of America expands second-lien product's reach ]]></title>
      <link>https://www.nationalmortgagenews.com/news/finance-of-america-expands-second-lien-products-reach</link>
      <description><![CDATA[ The HomeSafe Second product is now available in more than one third of all states, according to the reverse mortgage specialist.  ]]></description>
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      <category><![CDATA[ Reverse mortgages ]]></category>
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      <category><![CDATA[ Home equity loans ]]></category>
      <pubDate>Tue, 07 Jul 2026 19:04:33 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-07-07T19:04:33Z</dc:date>
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      <title><![CDATA[ HUD watchdog alleges mishandling of partial claims ]]></title>
      <link>https://www.nationalmortgagenews.com/news/hud-watchdog-alleges-mishandling-of-partial-claims</link>
      <description><![CDATA[ The Department of Housing and Urban Development agreed to do more to manage due-and-payable obligations contingent on the availability of certain resources.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <pubDate>Tue, 07 Jul 2026 19:01:58 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-07-07T19:01:58Z</dc:date>
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      <title><![CDATA[ Former FHA Commissioner Frank Cassidy reveals his next step ]]></title>
      <link>https://www.nationalmortgagenews.com/news/former-fha-commissioner-frank-cassidy-reveals-his-next-step</link>
      <description><![CDATA[ The ex-housing official is returning to a previous employer with the aim of helping guide the firm through an evolving landscape in federal policy.  ]]></description>
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      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <pubDate>Tue, 07 Jul 2026 18:40:52 GMT</pubDate>
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      <dc:creator>Nazeefa Ahmed</dc:creator>
      <dc:date>2026-07-07T18:40:52Z</dc:date>
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      <title><![CDATA[ New England bank merger adds opportunity for mortgage unit ]]></title>
      <link>https://www.nationalmortgagenews.com/news/new-england-bank-merger-adds-opportunity-for-mortgage-unit</link>
      <description><![CDATA[ A $160 million deal to merge Hometown Financial Group subsidiaries and Primary Bank will lead to consolidation under a single brand name of TruNorth.  ]]></description>
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      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ Originations  ]]></category>
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      <category><![CDATA[ Community banking ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Tue, 07 Jul 2026 18:32:47 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-07-07T18:32:47Z</dc:date>
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      <title><![CDATA[ Redwood Trust's 2Q non-QM volume gains mask other declines ]]></title>
      <link>https://www.nationalmortgagenews.com/news/redwood-trusts-aspire-unit-sets-volume-record-in-2q26</link>
      <description><![CDATA[ The Aspire business reported $2.1 billion of lock volume, up 32% from the first quarter, but total production at the REIT fell to $8 billion from $8.5 billion.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <pubDate>Tue, 07 Jul 2026 17:44:55 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-07-07T17:44:55Z</dc:date>
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      <title><![CDATA[ With updated FICO model, Figure Lending floats $321.1 million on HELOCs ]]></title>
      <link>https://www.nationalmortgagenews.com/news/with-updated-fico-model-figure-lending-floats-321-1-million-on-helocs</link>
      <description><![CDATA[ Figure Lending originated the HELOCs using the FICO 9 scoring model, which treats medical debt, rental payments and repaid collection accounts differently.  ]]></description>
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      <category><![CDATA[ HELOCs ]]></category>
      <category><![CDATA[ Securitization ]]></category>
      <category><![CDATA[ ABS ]]></category>
      <pubDate>Tue, 07 Jul 2026 16:39:26 GMT</pubDate>
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      <dc:creator>Donna M. Mitchell</dc:creator>
      <dc:date>2026-07-07T16:39:26Z</dc:date>
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      <title><![CDATA[ Bowman: Low-risk AI usage should get lighter regulatory touch ]]></title>
      <link>https://www.nationalmortgagenews.com/news/bowman-low-risk-ai-usage-should-get-lighter-regulatory-touch</link>
      <description><![CDATA[ Federal Reserve Vice Chair for Supervision Michelle Bowman said in a speech Tuesday morning that she is working with other regulators around the world to emphasize innovation in the banking sector, including with artificial intelligence.  ]]></description>
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      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <pubDate>Tue, 07 Jul 2026 11:00:00 GMT</pubDate>
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      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-07-07T11:00:00Z</dc:date>
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