Public comment openings are an essential part of any well-rounded legislative process, but it can be hard to keep track of all the different agencies and governance alerts that are published across the banking industry.
Using data provided by American Banker's regulatory data partner, RegAlytics, American Banker will provide up-to-date governance and regulatory notices from agencies including the
Each listing includes the name of the publishing entity, the category of notice, what matter is open for public comment, a summary providing further details on the topic and a link to the announcement on each agency's website. Summaries are taken directly from the agencies. See the full description at the link under each listing.
Check back here each week for an updated listing of disclosures with comment deadlines within the next 30 days.
Federal Deposit Insurance Corporation — Comments due on January 13, 2025
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC proposes to field a statistical consumer survey to assess awareness of the FDIC and of deposit insurance. Survey results will inform FDIC public awareness, communication, education, outreach and research efforts regarding deposit insurance, and will identify information and awareness gaps in terms of content and demographic segments. Research questions will cover consumers' knowledge of, attitudes towards, and behaviors regarding deposit insurance. The proposed 2025 FDIC Survey of Deposit Insurance Awareness is intended to collect information regarding what consumers know about deposit insurance and how they learn it, what consumers think about deposit insurance and banking, and how this information shapes financial decisions. The survey will inform research and programmatic efforts to improve consumers' awareness and understanding of deposit insurance, to help fulfill the agency's mission of maintaining stability and public confidence in the nation's financial system.
National Credit Union Administration — Comments due on January 13, 2025
Revision of Agency Information Collection of a Previously Approved Collection; Request for Comments
As required by the Paperwork Reduction Act of 1995, The National Credit Union Administration (NCUA) is submitting the following extensions and revisions of currently approved collections to the Office of Management and Budget (OMB) for renewal.
Federal Deposit Insurance Corporation — Comments due on January 13, 2025
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0165 and -0183). The notices of proposed renewal for these information collections were previously published in the Federal Register on October 10, 2024, and October 21, 2024, allowing for a 60-day comment period.
Federal Reserve — Comments due on January 14, 2025
Proposed Agency Information Collection Activities; Comment Request
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Report of Selected Assets and Liabilities of Domestically Chartered Commercial Banks and U.S. Branches and Agencies of Foreign Banks (FR 2644; OMB No. 7100-0075).
Federal Reserve — Comments due on January 14, 2025
Proposed Agency Information Collection Activities; Comment Request
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Reporting and Recordkeeping Requirements Associated with Regulation W (FR W; 7100-0304).
Federal Deposit Insurance Corporation — Comments due on January 16, 2025
Recordkeeping for Custodial Accounts; Extension of Comment Period
On October 2, 2024, the FDIC published in the Federal Register a proposed rule that would strengthen FDIC-insured depository institutions' (IDI) recordkeeping for custodial deposit accounts with transactional features and preserve beneficial owners' and depositors' entitlement to the protections afforded by Federal deposit insurance. The proposed rule provided for a 60-day comment period, which closes on December 2, 2024. The FDIC has determined that an extension of the comment period until January 16, 2025, is appropriate. This action will allow interested parties additional time to analyze the proposal and prepare comments.
Federal Reserve — Comments due on January 21, 2025
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
F&M Bancshares, Inc., De Leon, Texas; to acquire Newcastle Bancshares, Inc., and thereby indirectly acquire Farmers State Bank of Newcastle, both of Newcastle, Texas.
Federal Reserve — Comments due on January 21, 2025
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
LevelField Financial, Inc., Houston, Texas; to become a bank holding company by acquiring Burling Bank, Chicago, Illinois.
Federal Reserve — Comments due on January 21, 2025
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Winchester Bancorp, MHC, Winchester, Massachusetts; to become a bank holding company by acquiring at least 50.1 percent of the voting shares of Winchester Bancorp, Inc., a mid-tier holding company, through a mutual holding company reorganization and minority stock issuance, and thereby indirectly acquiring voting shares of Winchester Savings Bank, both of Winchester, Massachusetts.
Federal Reserve — Comments due on January 22, 2025
Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Linda M. Young and Nathaniel J. Pierson, both of Fort Payne, Alabama, and Chris Y. Pierson, Valley Head, Alabama; to join the Young Family Control Group, a group acting in concert, to retain voting shares of FBDC Financial Corp., and thereby indirectly retain voting shares of First Fidelity Bank, both of Fort Payne, Alabama.
Department of the Treasury — Comments due on January 27, 2025
Agency Information Collection Activities: Information Collection Renewal; Comment Request; Computer-Security Incident Notification
Pursuant to
Department of the Treasury, Internal Revenue Service — Comments due on January 27, 2025
Proposed Collection; Comment Request for Foreign Account Tax Compliance Act Collections
The Internal Revenue Service, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on continuing information collections, as required by the Paperwork Reduction Act of 1995. The IRS is soliciting comments concerning the foreign account tax compliance act collection requirements.
National Credit Union Administration — Comments due on January 28, 2025
Renewal of Agency Information Collections for Comments Request: Proposed Collections
The National Credit Union Administration (NCUA) will submit the following information collection requests to the Office of Management and Budget (OMB) for review and clearance in accordance with the Paperwork Reduction Act of 1995, on or after the date of publication of this notice.
Farm Credit Administration — Comments due on January 28, 2025
Internal Control Over Financial Reporting
The Farm Credit Administration (FCA, we, or Agency) is seeking comments on this proposed rule to amend the reporting regulations to require Farm Credit System (System) associations that meet certain asset thresholds or conditions, as well as all System banks, to obtain annual attestation reports from their external auditors that express an opinion on the effectiveness of internal control over financial reporting (ICFR), are made in accordance with generally accepted auditing standards (GAAS) as promulgated by the American Institute for Certified Public Accountants ("AICPA") or the Public Company Accounting Oversight Board's ("PCAOB") auditing standards, and accompany management's assessment and be included with the System Institution's annual report (these attestation reports are hereinafter referred to as "Attestation Reports"). The proposed rule would also require Attestation Reports obtained by the Federal Farm Credit Banks Funding Corporation (Funding Corporation) be made in accordance with GAAS.
Federal Reserve — Comments due on February 4, 2025
Proposed Agency Information Collection Activities; Comment Request
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Application to Become a Savings and Loan Holding Company or to Acquire a Savings Association or Savings and Loan Holding Company (FR LL-10(e); OMB No. 7100-0336).
Federal Reserve — Comments due on February 4, 2025
Proposed Agency Information Collection Activities; Comment Request
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Computer-Security Incident Notification (FR 2231; OMB No. 7100-0384).
Federal Reserve — Comments due on February 4, 2025
Proposed Agency Information Collection Activities; Comment Request
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Report of Institution-to-Aggregate Granular Data on Assets and Liabilities on an Immediate Counterparty Basis (FR 2510; OMB No. 7100-0376).
