Loan Think

The withdrawn loan level pricing adjustment matrix changes were mostly about election-year politics and the Federal Housing Finance Agency's plan for credit scoring changes is even more impractical, the Chairman of Whalen Global Advisors writes.

Changes to loan-level price adjustments are perfectly consistent with the FHA's mission and with the safety and soundness of Fannie Mae and Freddie Mac.

Taking a second look at those who were denied credit is very costly for lenders under the FHA's antiquated rules, writes the Chairman of Whalen Global Advisors.

Lenders should focus on the short and long-term ESG issues by adopting technology that can support compliance and increase operational efficiencies, writes a Director with the Valuation & Capital Markets Analysis team at BDO.

Two professionals who advise servicers on compliance name their key areas of concern.

This congressionally mandated mission plays a critical role in funding important projects in communities across the country.

The migration of new financing for large Ginnie Mae issuers, from Credit Suisse to other firms, is a crucially important development for the mortgage market .

The Home Loan banks should not be held harmless when they shovel billions of dollars in loans into troubled banks.

The Federal Housing Finance Agency head has said: "The status quo is not acceptable." She could not be more correct.

The lack of housing — particularly on the lower price range — is becoming an increasingly urgent political issue. But it's also a twisted bramble of tradeoffs that politicians are reluctant to touch.