Loan Think

An important traditional tool of monetary policy has been diminished and may even become counterproductive in the future.

A new wave of mortgage production technologies empower lenders to create a more personalized approach to serving borrowers compared with the ubiquitous loan origination systems created over 10 years ago.

How the Trump administration can recapitalize Fannie Mae and Freddie Mac while remedying jilted private investors.

Lenders who employ a technology stack that tracks, collects and analyzes homebuyer behavior will have a distinct advantage as application volume rises.

Amazon's reputation is built on customer fulfillment and technology innovation, but are those enough to guarantee success in the mortgage business?

Will the runoff of MSRs leave a hole in the capital of the mortgage finance industry?

Real value comes from the wholesaler using a hands-on approach to ensure that a mortgage broker's customers are treated to the best experience for the life of the loan.

There are clear actions that regulators at the CFPB, SEC and FHFA can take to help attract investors into the housing market, argues former FHFA Director Ed DeMarco.

The agency’s new guidance would limit some nonprofits’ ability to help borrowers pay their down payments, leading to higher home costs.

The assumption that conservatorship can end without significant changes in how the GSEs operate may be the most dangerous one of all.