Loan Think

The history of riskier lending over the last half century can offer lessons for today's market.

Almost 10 years after it became the business world's biggest buzzword, cloud technology is everywhere, but few mortgage companies have fully capitalized on its efficiency and flexibility advantages.

FHFA Director Mark Calabria stated that he was directing the GSEs to "add liquidity" to the markets, but the actions of the FHFA say precisely the opposite.

Phone calls have remerged as a powerful lead generation tool that loan officers shouldn't overlook.

As the nation struggles with the coronavirus, now is not the time to make major revisions to the Community Reinvestment Act.

We need to be doing everything possible to ensure those that needed down payment assistance are able to keep their homes during this crisis and beyond.

FHFA head Mark Calabria and his FSOC counterparts need to sit down with the Treasury and fashion an emergency capital plan for the GSEs.

If rising flood waters were the right analogy last time around, this time a tsunami is probably a more accurate description of the wave of delinquencies about to come.

The CARES Act does not define what a covered period is when it comes to residential mortgage borrower requests for forbearance.

Community banks and credit unions could carve out an opportunity by refinancing mortgages from larger institutions.