20 banks with the largest retail mortgage volume in Q4

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The top five lenders in our ranking had an average retail mortgage origination volume of more than $6 billion at the end of the fourth quarter of 2024. Eleven lenders saw a decrease in business between Q3 and Q4, with Flagstar Bank seeing a significant decrease of 60.05%.

The data was sourced from National Mortgage News' MortgageStats, which pulls from quarterly call reports available from the Federal Financial Institutions Examination Council.

Scroll through to see which lenders are in the top 20 and how they fared.

Banks ranked by retail mortgage volume in Q4

Rank Company Q4 dollar volume
(millions)
Q3 dollar volume
(millions)
Percent
change
20 TD Bank $726 $706 2.83%
19 Leader Bank $737 $706 4.39%
18 Bell Bank $744 $817 -8.94%
17 The Federal Savings Bank $902 $942 -4.25%
16 Ameris Bank $1,195 $1,118 6.89%
15 Huntington National Bank $1,220 $1,194 2.18%
14 Fifth Third Bank $1,241 $1,362 -8.88%
13 USAA $1,266 $1,326 -4.52%
12 Morgan Stanley $1,416 $2,188 -35.28%
11 Bank of America $1,451 $1,278 13.54%
10 PNC Bank $1,817 $2,508 -27.55%
9 Citizens Bank $1,949 $2,297 -15.15%
8 Flagstar Bank $2,002 $5,011 -60.05%
7 Cornerstone Capital Bank $2,094 $1,985 5.49%
6 Citibank $2,187 $2,625 -16.69%
5 Wells Fargo $2,781 $2,686 3.54%
4 Truist $2,960 $2,851 3.82%
3 Goldman Sachs $4,725 $4,413 7.07%
2 U.S. Bank $6,173
$6,968 -11.41%
1 JPMorgan Chase $13,859 $15,691 -11.68%
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TD Bank ranked 20th for banks with the largest retail mortgage volume in Q4.
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Leader Bank ranked 19th for banks with the largest retail mortgage volume in Q4.
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Bell Bank ranked 18th for banks with the largest retail mortgage volume in Q4.
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The Federal Savings Bank ranked 17th for banks with the largest retail mortgage volume in Q4.
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Ameris Bank ranked 16th for banks with the largest retail mortgage volume in Q4.
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Huntington National Bank ranked 15th for banks with the largest retail mortgage volume in Q4.
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Fifth Third Bank ranked 14th for banks with the largest retail mortgage volume in Q4.
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USAA ranked 13th for banks with the largest retail mortgage volume in Q4.
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Morgan Stanley ranked 12th for banks with the largest retail mortgage volume in Q4.
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Bank of America ranked 11th for banks with the largest retail mortgage volume in Q4.
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PNC Bank ranked 10th for banks with the largest retail mortgage volume in Q4.
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Citizens Bank ranked 9th for banks with the largest retail mortgage volume in Q4.
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Flagstar Bank ranked 8th for banks with the largest retail mortgage volume in Q4.
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Cornerstone Capital Bank ranked 7th for banks with the largest retail mortgage volume in Q4.
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Citibank ranked 6th for banks with the largest retail mortgage volume in Q4.
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Wells Fargo ranked 5th for banks with the largest retail mortgage volume in Q4.
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Truist ranked 4th for banks with the largest retail mortgage volume in Q4.
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Goldman Sachs ranked 3rd for banks with the largest retail mortgage volume in Q4.
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U.S. Bank ranked 2nd for banks with the largest retail mortgage volume in Q4.
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JPMorgan Chase ranked 1st for banks with the largest retail mortgage volume in Q4.
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