20 banks with the largest mortgage loan volume held in portfolio

March 31, 2025 7:00 AM

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The top five banks in the ranking of depositories with the largest total loan volume held in portfolio decreased their loan volume by an average of 0.29% in the fourth quarter of 2024 compared to the prior quarter, with an average loan amount of more than $202 billion. Goldman Sachs saw the biggest growth in loan volume between the third and fourth quarters, with an increase of 5.61%.

The data in this ranking was sourced from National Mortgage News' MortgageStats site, which pulls from quarterly call reports available from the Federal Financial Institutions Examination Council.

Scroll through to see which bank lenders are in the top 20 and how they fared through the end of December 2024.

Banks with the largest mortgage loan volume held in portfolio

Rank	Company	Location	Q4 dollar volume	Q3 dollar volume	Percent change
20	Goldman Sachs	New York	$17,092,000,000	$16,184,000,000	5.61%
19	Fifth Third Bank	Cincinnati	$17,810,000,000	$17,390,000,000	2.42%
18	HSBC	New York	$21,035,000,000	$20,240,000,000	3.93%
17	Regions Bank	Birmingham, AL	$21,769,000,000	$21,816,000,000	-0.22%
16	City National Bank	Los Angeles	$21,891,000,000	$21,465,000,000	1.98%
15	First Citizens Bank	Raleigh, NC	$22,388,000,000	$22,478,000,000	-0.40%
14	Keybank	Cleveland	$22,658,000,000	$22,960,000,000	-1.32%
13	BMO	Chicago	$23,319,000,000	$22,841,000,000	2.09%
12	Huntington National Bank	Columbus, OH	$26,604,000,000	$26,523,000,000	0.31%
11	Charles Schwab	Westlake, TX	$27,418,000,000	$26,830,000,000	2.19%
10	UBS Bank	New York	$30,035,000,000	$29,779,000,000	0.86%
9	Citizens Bank	Providence, RI	$33,447,000,000	$33,008,000,000	1.33%
8	TD Bank	Cherry Hill, NJ	$42,117,000,000	$42,987,000,000	-2.02%
7	PNC Bank	Pittsburgh	$51,070,000,000	$51,816,000,000	-1.44%
6	Truist Bank	Charlotte, NC	$56,614,000,000	$54,930,000,000	3.07%
5	U.S. Bank	Minneapolis	$121,064,000,000	$120,921,000,000	0.12%
4	Citibank	New York	$134,490,000,000	$135,153,000,000	-0.49%
3	Bank of America	Charlotte, NC	$217,061,000,000	$216,337,000,000	0.33%
2	Wells Fargo	San Francisco	$230,486,000,000	$231,897,000,000	-0.61%
1	JPMorgan Chase	New York	$308,130,000,000	$310,615,000,000	-0.80%