The top five banks and thrifts in the ranking had combined first-mortgage loans of more than $1 billion as of Sept. 30. Most banks increased their loans over the previous year, with one seeing an increase of 19%. The top three saw their portfolios shrink from a year ago.
Scroll through to see which banks and thrifts are in the top 20 and how they fared in the 12 months ended Sept. 30.
Source: S&P
Mortgage rates should decline very gradually next year as the Federal Reserve will keep to its implied path of short-term rate reductions, Freddie Mac said.
The complaint claims over 50 class members and it alleges potential damages exceeding $5 million from the bank.
Separate forbearance and government-sponsored enterprise delinquency indicators both reached relatively high levels for the year, but not for the same reason.
The Bank Policy Institute, the American Bankers Association and others said proposed changes would address "some if not all" of banks' concerns about stress tests, but they are filing the lawsuit to preserve their legal right to do so.
Companies' new uses for AI, regulators' responses to past cyber incidents and wider acceptance of digital collateral were among the year's top developments.
JPMorgan Chase, Wells Fargo, Bank of America, U.S. Bank and Citi had more than $1 billion in combined first-mortgage loans as of Sept. 30.
