The top three cities in the ranking have an average payback period of just over 21 months on a 20% down payment. The average home value in these cities is $133,148.57.
Scroll through to see which cities are in the top 10 and how they fared.
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Meanwhile, home prices are set to grow 3 to 4% in 2025, a Fitch report predicts.
Overall home loan application activity fell 6.6% last week, according to the Mortgage Bankers Association, with volume resembling the frigid start to the year.
These home lenders with 500 or more employees are considered among their staffs the best mortgage company to work for in 2025.
Gahanna, Ohio was the hottest ZIP code for the second consecutive year.
President Donald Trump's new executive order could have dramatic implications for bank regulation by subjecting agencies to White House political control.
The government guarantor saw close to 25% of probationary employees cut.
