Digital Mortgage 2021
Pandemic economics forced all lender attention on high-volume refis and lightning-fast purchases and made consumers expect push-button ease more than ever. Now lenders must meet diversification and one-stop-shop customer expectations at once. What services are best under a lender roof vs. integrated via technology? How do you deliver what consumers expect in the current regulatory climate?
Myths will undoubtedly limit the possibilities of your brand. Who knew, but when it comes to home ownership, Gen Zs have lofty goals. What are the key issues you should consider for the Gen Z market?
Elliot Eisenberg, Ph.D., Acclaimed Economic Expert and Former Senior Economist at the National Association of Home Builders, GraphsandLaughs, LLC
Why don’t consumers think of mortgage servicers for new refis and purchases, and how do we fix it? Four of five refi consumers leave their servicer, and they don't think of servicers when buying a home because they think of the home and not the loan. Do all originators need to become servicers? Will smart servicers eventually keep all new originations? Or will originations & servicing always be separate businesses?
How does a financial services firm become a consumer’s preferred stop for any financial need? By streamlining the banking process and enhancing consumer experiences with demonstrated understanding of their banking desires, financial services firms can build loyalty and support consumers along their financial journey through proactive finance.
The pandemic paused our quest for one-touch loan approvals, and while some lenders argue this isn't a viable vision, it can be for at least half the market – and the GSEs are pushing for it. What does it mean for retail vs. direct lender models? Will big lenders or GSEs just dominate the market? Or will the market always require human underwriting.
What’s the role of software here? Will SaaS firms buy outsourcing firms or vice versa?
Heidi Patalano, Editor In Chief, National Mortgage News; Elliot Eisenberg, Ph.D., Acclaimed Economic Expert and Former Senior Economist at the National Association of Home Builders, GraphsandLaughs, LLC
The pandemic accelerated the shift towards the implementation of AI and data in the home lending process. However, the industry still has a long way to go until it reaches full automation. Join Roostify’s Panel Discussion, moderated by Julian Hebron, Founder at The Basis Point, and Rob Clennan, President of Mortgage Solutions Financial (MSF). The panelists will include Rajesh Bhat, CEO & Co-Founder of Roostify, and Jesse Lopez, Vice President of Training & Development at MSF.
Should automated valuations enable consumers to get mortgages instantly? What about iBuyers in the wake of Zillow's pivot? And how do regulators view the home valuation topic today?
Hear ICE Mortgage Technology’s Senior Vice President of Business and Client Development Parvesh Sahi offer insights into digital technology considerations that sellers and buyers need to consider to help increase margins, as well as where and how to, reduce duplicative tasks and accelerate purchases.
Early case studies show blockchain can remove 100-120 basis points of cost from originations through securitization in mortgage. What can this tech really do for this sector?
Does anyone build their own tech stack now across originations and servicing? Or is fintech moving too fast now? This session goes into details on which systems and functions you should build vs. buy in 2022, as discussed by the top digital strategists across bank and non-bank lenders.
During this discussion, panelists from Fannie Mae, Credit Karma and Better will uncover how lenders and technology platforms can tackle existing barriers to remediate racial discrimination in the housing market.
Weichert Financial—a multifaceted IMB based in New Jersey—has a unique view on what makes a digital closing provider successful: trust. Sean O’Flynn, SVP of Process Improvement at Weichert Financial, and Vishal Rana, VP of Customer Success at Snapdocs discuss what makes a ‘white glove’ experience, and why it should be the number one consideration when choosing a digital closing provider.
Consumers increasingly demand one-stop shop homeownership. How does RESPA evolve as this consumer demand mortgage gives rise to mortgage and real estate joint ventures, as well as mortgage firms integrating multiple homeownership services into one experience? Does RESPA actually keep consumer costs lower? Or is it making prices higher by requiring every provider to incur their own customer acquisition cost? Is there a place for responsible one-stop models in the modern housing market?
Venture capitalists are looking at a maturing mortgage, real estate, and fintech landscape and putting al, the dots together. What are the best ideas as we move into 2022?
In this engaging session, the innovative team at Langley Credit Union will share how they have used DocuSign and its integration with their LOS, Mortgage Cadence, to digitize its mortgage process to efficiency and bring expenses into alignment while boosting team productivity and improving borrower experience.
Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • Tavant • Ice Mortgage Technology • First American Docutech • Notarize • Black Knight
Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • Clear Capital • Blend • Freddie Mac • Mortgage Cadence • Pavaso
Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • Top of Mind • Finastra • Applica
Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • DocMagic • Capacity • Roostify • Total Expert • Maxwell